Frequently Asked Questions
Q: What about if I have bad or even no credit at all? Can I still apply even if I experienced bankruptcy?
A: Yes that is what we are about. You do not have to worry if your credit isn't good or even if you don't have any credit whatsoever and a bankruptcy will never stop you from obtaining a great vehicle title loan. We're more than happy to assist you in getting the best terms, too. Credit score will not keep you from getting a loan because the worth of the loan is tied to the value of your automobile.
Q: How do I get authorized for a fast cash car title loan?
A: Simply put, all you have to do is apply right here on this site. You may even call us over the phone and speak to us directly. Fasttitleloan.com evaluates the value of your car based on Kelley Blue Book. Then we give you your authorization for a loan so you know how much you can get.
Q: Can I pay back my no credit automobile title loan within 42 months if I would like to?
A: You could pay back the loan just as quickly as you feel comfortable doing. You will never be subjected to a fee or penalty if you want to pay your loan faster. You need to have the freedom to choose the way you want to handle your own finances.
Q: What will I have to have to obtain my instant money car or truck title loan?
A: You will have to make sure that you possess the title of your automobile with no liens on it, a driver's license from the state of California, your Social Security Card to confirm your identity, proof that your car is insured, a current phone or utility bill to prove your residence, the most current pay stub from your pay check, 2 references and a supplementary set of your automobile's keys. That's all there's to it.
Q: Will I still be able to keep using my car Once I get approved and obtain the loan?
A: You are absolutely free to keep your vehicle. The speedy title loans that you acquire through us are created to allow you to keep driving your vehicle because we know you still need to get to and from work plus take care of your family. We understand that if you can't drive then you can't work therefore we only work with loan programs that allow you have to have your car and also keep driving it.
Q: Why's obtaining a no credit auto title loan by means of your company the best suggestion?
A: The major reason most people select us is due to the fact that we help them get loans with deals so good, they do not spend as much money. Many title loan lenders may charge up to 25-30% in interest charges alone for the loan you would get through them and that isn't good if you need funds fast. Those companies also want you to repay your loan in a mere 30 or 90 days and this is going to make it hard for you. Our title loan loan programs provide you with a full 42 months to settle your loan.
Q: Exactly what do California Car Title Loans achieve?
A: We give you quick and premium quality service that will get you on your way to a car title loan. We are all about rapid service so there is no doubt you will get authorized for a loan as quickly as possible. Our motto is Cash in Just 1 Hour.
Q: What methods can I make use of to pay off my bad credit car title loan?
A: Our lenders can accept a VISA or MasterCard debit card, a money order or even a certified check.
Q: What happens with late payment?
A: If you make a loan payment late, the interest you owe increases every day your payment is late. This means that a late payment will not include enough money to cover both the interest and that payment's part of the outstanding balance due. Because interest is taken out of each payment before the outstanding balance is paid, a late payment will not have enough money in it to pay down the normal amount of the outstanding balance. This means that the loan will end up costing you more than originally planned. We advise you to make your payments on-time or early, if at all possible, to minimize your cost of the loan.
Q: What happens with non-payment?
A: This is a title loan, which means that in case of non-payment for the loan, we will end up owning the car. We advise you to make the payment on time.
Q: What are the fees including the APR?
A: The interest on this loan is 6 to 8 percent per month. There are no fees.
Q: Is there any prepayment penalty?
A: No, there is absolutely no prepayment penalty.
Q: Can I renew the loan at a later time?
A: Yes, we just need to process the loan again when you are ready.
 
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